The 90-Day Hard Reset

A financial bootcamp for escaping the debt trap.

Written by Alwin Brubaker, the 20-year billing insider behind The Debtbusters Bible. If the Bible is the field manual and the Decoder is the phrasebook, the Hard Reset is the training schedule: 90 days, four phases, one 30-minute session a week, until you have a plan that runs on its own.

What's inside:

• 4 phases · 13 weeks · 58 pages: Assess, Address, Commit, Execute
• The full picture on paper: debt inventory, the Minimum Trap payoff table, a 30-day spending audit, and your Day 1 baseline
• Alwin's call scripts for asking for a lower APR, a hardship program, or a fee waiver, plus his medical bill audit checklist
• Snowball, avalanche, or hybrid: pick your path, set your payoff order, and sign the Reset Contract
• 8 weekly check-ins, a Day 60 review, a holiday spending plan, and a Day 90 scorecard

For you if:

• You make every minimum payment and the balances barely move
• You use cards to get from one payday to the next
• You don't know your total debt to the dollar
• You're keeping up on paper, but you're going under

Already in collections, or facing a lawsuit or garnishment? Start with The Debt Decoder or The Debtbusters Bible.

What you get:

• 58-page PDF · instant download
• Printable and fillable: type straight into every table and box with the free Adobe Acrobat Reader
• Weekly check-in pages built to be reprinted

$15 · Instant Download · 30-day money-back guarantee · Educational purposes only. Not financial or legal advice.