{"product_id":"the-90-day-hard-reset","title":"The 90-Day Hard Reset","description":"\u003ch3\u003eA financial bootcamp for escaping the debt trap.\u003c\/h3\u003e\n\u003cp\u003eWritten by \u003cstrong\u003eAlwin Brubaker\u003c\/strong\u003e, the 20-year billing insider behind The Debtbusters Bible. If the Bible is the field manual and the Decoder is the phrasebook, the Hard Reset is the training schedule: 90 days, four phases, one 30-minute session a week, until you have a plan that runs on its own.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's inside:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003e4 phases · 13 weeks · 58 pages\u003c\/strong\u003e: Assess, Address, Commit, Execute\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe full picture on paper\u003c\/strong\u003e: debt inventory, the Minimum Trap payoff table, a 30-day spending audit, and your Day 1 baseline\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAlwin's call scripts\u003c\/strong\u003e for asking for a lower APR, a hardship program, or a fee waiver, plus his medical bill audit checklist\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSnowball, avalanche, or hybrid\u003c\/strong\u003e: pick your path, set your payoff order, and sign the Reset Contract\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e8 weekly check-ins\u003c\/strong\u003e, a Day 60 review, a holiday spending plan, and a Day 90 scorecard\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eFor you if:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eYou make every minimum payment and the balances barely move\u003c\/li\u003e\n\u003cli\u003eYou use cards to get from one payday to the next\u003c\/li\u003e\n\u003cli\u003eYou don't know your total debt to the dollar\u003c\/li\u003e\n\u003cli\u003eYou're keeping up on paper, but you're going under\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003eAlready in collections, or facing a lawsuit or garnishment? Start with \u003ca href=\"https:\/\/debtbustersbible.com\/products\/the-debt-decoder\"\u003eThe Debt Decoder\u003c\/a\u003e or \u003ca href=\"https:\/\/debtbustersbible.com\/products\/the-debtbuster-bible\"\u003eThe Debtbusters Bible\u003c\/a\u003e.\u003c\/em\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat you get:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e58-page PDF · instant download\u003c\/li\u003e\n\u003cli\u003ePrintable \u003cem\u003eand\u003c\/em\u003e fillable: type straight into every table and box with the free Adobe Acrobat Reader\u003c\/li\u003e\n\u003cli\u003eWeekly check-in pages built to be reprinted\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003e$15 · Instant Download · 30-day money-back guarantee · Educational purposes only. Not financial or legal advice.\u003c\/strong\u003e\u003c\/p\u003e","brand":"Debtbusters Bible","offers":[{"title":"Default Title","offer_id":49100958204126,"sku":null,"price":15.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0793\/4122\/4158\/files\/Hard_Reset_Cover_Letter_053d0082-1c95-413b-9587-ccfd6bb935c7.png?v=1790200308","url":"https:\/\/debtbustersbible.com\/products\/the-90-day-hard-reset","provider":"Debtbusters Bible","version":"1.0","type":"link"}